This section contains disclosures required by the California Consumer Privacy Act (“CCPA”) and applies only to “personal information” that is subject to the CCPA.
Information We Collect, Disclose for a Business Purpose, and Sell. In the past 12 months, we collected, disclosed for a business purpose, and sold the following categories of personal information about California consumers.
Categories of Personal Information:
- Specific Types of Personal Information Collected
- Identifiers, or information that identifies, relates to, describes, or is capable of being associated with a particular individual
First name;
Last name;
Email address;
Phone number;
IP address;
Postal address;
Home details;
Level of education;
Account or financial information;
Vehicle and auto insurance information;
Date of birth
- Characteristics of protected classifications under California or federal law
Male/female
- Internet or other electronic network activity information
Referring website address;
Web browser type and version;
Geolocation data;
Internet service provider;
Time and date of your visit to the Site;
Behavioral data
- Commercial information
- Products or services purchased, obtained, considered
- Inferences drawn from the above information about your predicted characteristics and preferences
- Inferences about an individual's propensity to respond to a particular email advertisement
We collect the above personal information directly from you via the Site, including through cookies.
Cookies are stored on your computer to facilitate and customize your use of our Site.
A cookie is a small data text file stored on your computer's hard drive (if your web browser permits) that can later be retrieved to identify you to us.
Cookies simplify your use of the Site, ensure it runs smoothly, and help us maintain a secure Site. They may collect information such as the referring website address, your IP address, browser type and version,
Internet service provider, area code and zip code associated with your server, the time and date of your visit, and time spent on the Site.
We collect personal information through your interactions on the Site, including your interest in particular services or products, and any personal information you submit in connection with your requests.
We also track whether you respond to specific advertisements and which third-party advertisements and links you click through the Site.
The collection of personal information categorized as "Identifiers, or information that identifies, relates to, describes, or is capable of being associated with, a particular individual" is used for the following purposes:
1) providing access and interaction with the Site; 2) connecting you with the services or products featured on the Site that you indicate a need for.
The collection of personal information categorized as "Characteristics of protected classifications under California or federal law" is used for:
1) tracking consumer interaction with the Site; 2) advertising/marketing services; 3) analytics and internal research; and 4) verifying or maintaining quality or safety.
The collection of personal information categorized as "Internet or other electronic network activity information" serves the following purposes:
1) providing access and interaction with the Site; 2) connecting you with the services or products you indicate a need for;
3) tracking consumer interaction, detecting security incidents, protecting against malicious activities, and debugging to repair functionality issues; 4) advertising/marketing services;
5) analytics and internal research; and 6) verifying or maintaining quality or safety.
The collection of personal information categorized as "Commercial information" is used to: 1) connect you with the services or products you indicate a need for;
2) provide advertising/marketing services; and 3) conduct analytics and internal research.
The collection of personal information categorized as "Inferences drawn from any of the above information to create a profile about a consumer reflecting their preferences, characteristics, behavior, etc." is required for:
1) advertising/marketing services; and 2) analytics and internal research.
What Personal Information Do We Disclose?
We have disclosed personal information for business purposes to third parties within the preceding 12 months in all the above categories.
These disclosures are made to our third-party buyers, which are hyperlinked at https://www.cheap-auto-insurance-quotes.com/partners/.
This includes any indication of your need for a particular service or product featured on the Site and all personal information you submitted through the Site in conjunction with your request.
Additionally, we disclose personal information in all the above categories to our third-party advertising partners, such as the owners of the brands featured on the Site, as well as third-party advertising networks.
We also share personal information with our third-party Service Providers who log user experiences, assist with form population, and perform retargeting, and with third-party publishers to track clicks/conversions.
Furthermore, to comply with applicable laws and regulations, respond to lawful requests, or protect our rights, we may disclose any of the above personal information to the requesting governmental agency, entity, or person.
In the course of our business development, we may sell or buy assets, in which case personal information collected through the Site could be transferred as part of the transaction. Similarly, if we or substantially all of our
assets are acquired, such personal information will be included in the transferred assets.
What Personal Information Do We Sell?
Under the definitions of "Sell" and "Sale" in the CCPA, we do not sell your personal information.
Your Right to Request to Know and How to Submit a Verified Request to Know
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A "request to know" is a request related to the personal information a business holds about a consumer. It may include a request for any or all of the following:
- Specific pieces of personal information that we have collected about you;
- Categories of personal information that we have collected about you;
- Categories of sources from which the personal information was collected;
- Categories of personal information that we have sold or disclosed for a business purpose about you;
- Categories of third parties to whom the personal information was sold or disclosed for a business purpose; and
- The business or commercial purpose for collecting or selling the personal information.
- The CCPA permits consumers to make requests to know up to twice in a twelve (12) month period.
To submit a request to know, please email your request to privacy@cheap-auto-insurance-quotes.com. To process your request, we will require you to submit your name, email address, and/or phone number.
This information will be used to verify your request and attempt to identify you within our data records. If you choose to use an authorized agent to exercise your right to submit a request for information,
we may require the following before processing the request: 1) proof of your written and signed permission for the authorized agent to act on your behalf; 2) direct verification of your identity with us; and
3) direct confirmation with us that you provided the authorized agent permission to submit the request on your behalf. We will only use the information you submit in conjunction with your request to verify your
identity and provide you with the information requested.
Your Right to Request Deletion and How to Submit a Verified Request to Delete
You have the right to request the deletion of any personal information which we have collected about you, or which we maintain. To submit a verifiable request to delete, please email your request to privacy@cheap-auto-insurance-quotes.com.
To process your request, we will require that you submit your name, email address, and/or phone number in conjunction with your request. The information which you provide will be used to verify your request and to attempt to identify you within our data records.
If you elect to use an authorized agent to exercise your right to submit a request for deletion, we may require the following before processing the request: a) provide proof of your written and signed permission with the authorized agent to act on your behalf;
2) directly verify your own identity with us; and 3) directly confirm with us that you provided the authorized agent permission to submit the request on your behalf. We will only use the information which you submit to us in conjunction with your request to know
for the express purposes of verification and providing you with responsive information to your request, if required.
We utilize a two-step process for online requests to delete, whereby you first submit your request to delete, and second, you separately confirm that you want your personal information deleted.
To the extent that your personal information is necessary for us to maintain for a reason delineated in Cal. Civ. Code § 1798.105(d), including but not limited to complete a transaction for which the personal information was collected,
provide a good or service you have requested, detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, debug, etc., or to comply with a legal obligation, we are not required to comply with your request for deletion.
For instance, we are not required to delete personal information which is necessary to maintain suppression files for those individuals who have opted out of receiving email marketing from us. If we are unable to verify your request, we will notify you as well.
Your Right to Non-Discrimination for the Exercise of Your Privacy Rights
California affords consumers with the right not to receive discriminatory treatment by a business for the exercise of their privacy rights conferred by the CCPA.
This means that you cannot be denied goods or services; be charged different prices or rates; be provided with a different level or quality of goods or services; or have it suggested that you will receive
a different price or rate or different level or quality of goods or services. However, a business may offer a financial incentive or price or service difference if it is reasonably related to the value of the consumer's data.
A business shall notify consumers of any financial incentive or price or service difference.
Need More Information or Having Difficulty Accessing this Information?
If you have any questions or concerns regarding your California privacy rights, or our privacy practices, please email privacy@cheap-auto-insurance-quotes.com. Further,
if you have a disability which interferes with your ability to access this policy, accommodations can be made to present the policy in an alternative format, to assist you.
If you would like to receive this information in another format that is accessible to your needs (for example: audio, large print, etc.) please email privacy@cheap-auto-insurance-quotes.com
